The Philippine financial market has been very flexible in providing financial solutions that are “lighter”-on-the-pockets of average wage-earners. Technology also plays a key role in making these products more accessible. Now, Filipinos can avail of financial instruments with a lower entry requirement of a thousand pesos or less for different investment funds. Over the years there have also been pocket offerings for government papers for as low as 5,000 pesos. Microinsurance products have also been promoted by the government to narrow the local protection gap in the low-income sector as well.
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